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A bank account while you are studying is quite useful, as in a very simple way you can pay for your student hostel (or any other accommodation) and your tuition fees. Moreover, it facilitates your everyday life: effecting money transfers, paying without commission, paying with your card.

Student bank accounts are free of charge, and in order to open a bank account you need only a student card and a document certifying the stay is legal. If you want to open a bank account you have to go to a bank.